Provision of guarantees for the obligations of small and medium-sized enterprises

• registration of small and medium-sized businesses in the Amur region;

• the term of economic activity-not less than 3 months;

• absence of overdue debts to budgets of all levels, as well as violations of the terms of previously concluded credit agreements, loan agreements, leasing agreements, etc.;

• guarantee period-up to 7 years;

• the amount and term of the loan are not limited;

• The amount of own collateral for the loan in the amount of: at least 30 % for priority activities; at least 50% for non-priority activities.

The amount of guarantees of the Guarantee Fund from the loan amount: up to 70% for priority activities; up to 50 % for non-priority activities.

The maximum amount of a one-time guarantee and / or guarantee issued in respect of a single SME entity is 25 million rubles.

The maximum amount of obligations under suretyship and / or guarantee agreements that can simultaneously apply to one SME entity is 37.5 million rubles.

If you want to implement a medium or large project, the guarantee of the Fund can supplement the guarantees of another participant of the National Guarantee System-JSC «SME Corporation».
Together, the Fund and JSC «SME Corporation» can provide up to 75% of the amount of necessary financing.